most entrepreneurs are too impatient to engage in the long and often arduous process to convince their local bank to listen to their business plans. governmental institutions also require time and paper to make an investment decision.

we take the time to listen and decide whether an opportunity is worth pursuing quickly. we have no passive investments. convincing opportunities are sent to our investment committee, which makes in principle decisions. then we engage in a staged due diligence process. as a result entrepreneurs always know at what stage of the process they are at and what needs to be done before the next level can be reached.